Die with zero by Bill Perkins

Imagine doing everything you were told at the time of your death: you worked hard, saved money, and looked forward to your retirement financial freedom. The only thing you wasted on it was… your life.

Sooner or later, we all die, so we have to ask ourselves the question of how to make the most of our finite time. William Perkins considers this question to be an optimization problem: how can one live a maximally fulfilled life while minimizing the waste of your lifetime? Some experiences can only be made at certain times, so it makes no sense to let opportunities pass untapped for fear of wasting our money. The waste of our lifetime should be a much greater concern. By planning exactly how to achieve the maximum of fulfilling experiences with the resources available to you, you also maximise your quality of life.

This book is intended for those who put lifelong memorable experiences about merely making and collecting money for the so-called golden years. Life is too short for later.